Car Accident Attorney in Waco, Texas
Car Accident Claims
Focus on Healing While We Deal With the Insurance Company
Waco drivers share the road with Interstate 35 freight, Highway 6 commuters and heavy traffic on Valley Mills Drive and Waco Drive. When another driver was speeding, texting, drunk or distracted, Texas law generally lets you seek compensation from that driver, usually paid through the driver's liability insurance.
You may be hurting, without a car and fielding adjuster calls. Abogados Vasquez Law Firm takes that pressure off you, in English or Spanish. We investigate, handle the insurers and track every loss so your claim is fully documented. Call (254) 900-7947.
What We Handle
How We Help After a Car Accident
What to Do After a Crash
Call 911 and ask for an officer. An official crash report helps even in a minor wreck. Photograph the vehicles, the road and your injuries before anything moves, and get witness contact information. See a doctor the same day. Do not give the other driver's insurer a recorded statement before speaking with an attorney.
How Fault Is Decided in Texas
Most claims rest on negligence: the other driver failed to use ordinary care and caused your injuries. Texas uses modified comparative fault. Each person is assigned a percentage of responsibility, your recovery is reduced by your share, and you recover nothing if you are more than 50 percent at fault. Adjusters may dispute your share.
Insurance Coverage That May Apply
The first source is usually the at-fault driver's liability policy. Texas minimum limits are $30,000 per person, $60,000 per crash and $25,000 for property damage. If your policy includes personal injury protection or MedPay, those coverages generally pay medical bills regardless of fault. If you carry uninsured or underinsured motorist coverage, it may apply when the other driver has too little insurance or none.
What You May Recover
Depending on the facts, a claim may include past and future medical expenses, lost wages and reduced earning capacity, and vehicle repair or replacement. It may also include physical pain, mental anguish, physical impairment and disfigurement. We gather bills, pay stubs, repair estimates and doctors' opinions to support each part of the claim.
Deadlines That Apply
You usually have two years from the crash to file suit. If a government vehicle was involved, the Texas Tort Claims Act generally requires written notice within six months, and some city charters set shorter periods. Evidence fades too: video is recorded over and witnesses move. Calling early protects the deadline and the proof.
Our Process
What to Expect
- 1
Consultation
We listen to what happened, review any photos, reports and medical records you have, and explain how a personal injury claim works in Texas.
- 2
Investigation and Treatment
We gather evidence, deal with the insurance companies so you do not have to, and make sure you are getting the medical care you need.
- 3
Negotiation or Trial
We prepare your claim, negotiate with the insurer and, when a fair settlement is not offered, are ready to file suit in McLennan County.
How We Handle Your Claim
We obtain the CR-3 crash report filed by Waco Police or the Texas DPS through the Texas Department of Transportation's online system and gather photos, witness statements and video. We tell each insurer we represent you, so adjusters call us. While you get medical treatment, we document your losses, then prepare a demand and negotiate. If no reasonable offer follows, we can file suit in McLennan County.
Your Waco Attorney
Work With an Attorney Who Has Handled Both Sides of a Hard Season
Luis VasquezCo-Managing Attorney
Luis Vasquez grew up in Waco and returned home after working at one of the larger personal injury firms in Austin and San Antonio. He has represented hundreds of injured clients and knows how insurers evaluate a claim.
You will talk to the attorney, not a call center. Every conversation can happen in English or Spanish, and you will always know what is happening with your case.
Where We Serve
Serving Waco and Central Texas
Our office is on Lake Air Drive in Waco, a short drive from downtown, Baylor University and the McLennan County Courthouse. We serve clients across Waco, Bellmead, Woodway, Hewitt, Robinson, Lorena, McGregor, West and the surrounding communities of McLennan County, as well as Temple, Killeen, Hillsboro and the rest of Central Texas. Consultations are available in person, by phone or by video, in English or Spanish.
Waco Office
Talk to an Attorney Today
Call our Waco office and speak with our bilingual team in English or Spanish.
Se Habla Español
- Hours: Mon–Fri: 8:00 AM – 5:00 PM
- Office: 1215 Lake Air Dr, Waco, TX 76710
Get directions
FAQ
Car Accident FAQs
What if I was a passenger in one of the cars?
A passenger generally may bring a claim against any driver whose negligence caused the crash, including the driver of the car you rode in, depending on the facts. The same insurance sources and deadlines apply.
What if the driver who hit me has no insurance?
Your own uninsured or underinsured motorist coverage may pay for your injuries and vehicle damage. Texas insurers must offer it, and it is included unless rejected in writing. Bring your policy to your consultation.
How do I get my crash report?
The CR-3 report is usually available within about two weeks through the Texas Department of Transportation's online system or Waco Police records. We obtain it and check it for errors that affect fault.
How long does a car accident claim take?
It depends on the length of your treatment, whether fault is disputed and whether a lawsuit is needed. Some claims resolve after treatment ends; a lawsuit generally takes longer, and every case is different.
What if the other driver was working at the time?
When a driver is on the job, the employer may also be responsible under Texas law, depending on the facts. That can mean a commercial policy with higher limits. We identify every potentially responsible party and insurer.
Contact Us
Start With a Consultation
Whether you were hurt in an accident, need help with an immigration matter or are facing a criminal charge, the first step is a conversation. Tell us what happened, and we will explain your options in plain language, in English or Spanish.
Call (254) 900-7947 Monday through Friday, 8:00 AM to 5:00 PM, and talk with our bilingual team. Se habla español.
Call Us Today
(254) 900-7947Call (254) 900-7947Se Habla Español
- Hours: Mon–Fri: 8:00 AM – 5:00 PM
- Office: 1215 Lake Air Dr, Waco, TX 76710
Get directions